If you’re a Florida homeowner, you already painfully know that home-owners insurance isn’t cheap. Thanks to hurricanes, high winds, and coastal exposure, insurers face significant risk. It’s a cost that gets passed along to homeowners. But what many people don’t realize is that there’s a practical way to reduce premiums. It’s called a wind mitigation…

Homes built in the 1940s, 1950s, and early 1960s often carry a certain charm—solid construction, established neighborhoods, and architectural character you just don’t see in newer builds. But behind those walls, there can be an outdated electrical system that poses real concerns: cloth wiring. Cloth wiring, also known as fabric-insulated wiring, was commonly used before…

Water heaters don’t usually fail without warning. In fact, most homeowners will never even recognize the signs of what is about to befall them. In one recent inspection, we found light rust forming around the base of a hot-water tank. The homeowner hadn’t even noticed it was there.  Of course, all he cared about was…